Our retirement planning services are designed to help ensure you achieve your financial goals securely, minimizing the chance of depleting your funds. Our aim is to provide you with peace of mind and clear understanding, allowing you to focus on what matters most to you.

Our retirement planning process includes:

• Improving and tracking the success rate of your plan
• Identifying how much you need to dedicate towards retirement.
• Turning your retirement savings into a reliable paycheck
• Developing a cohesive investment strategy to reduce risk and improve returns
• Ongoing tax planning to reduce your tax bill
• Aligning all the moving parts of your financial life to create a successful retirement

A retirement plan is an evolving process. We employ financial planning tools to create your plan, monitor its effectiveness, adapt to unforeseen circumstances.

• Evaluation of your objectives, investment horizon, and risk preferences.
• Identifying your risk capacity
• Guidance on asset distribution strategies.
• Crafting and structuring of your investment portfolio.
• Regular oversight, adjustments, and upkeep of your portfolio.
• Continuous scrutiny and assessment of portfolio managers.
• Our commitment is to select investments that resonate with your financial objectives.

Through our tailored approach, we aim to thoroughly understand your unique financial aspirations, timeline, and risk appetite. We are committed to providing you with insights grounded in historical data, enabling you to make informed investment choices. We will work collaboratively to identify an investment strategy that aligns with your comfort level regarding risk and expected returns. As an independent, fee-based firm, our investment universe is not confined to certain investment options or proprietary products.

• General tax preparation services and year-round planning
  • Individual
  • Estate & Trust
  • Small Business Owners (S-Corp, Partnership, LLC’s)
• Proactive tax analysis to identify areas for tax reduction
• Federal, State, local tax compliance
• Amended Returns
• Tax Projections
• Buying or selling of a business

While we do not prepare estate planning documents, our team keeps abreast of developments that may impact estate plans. We can help you better understand important concepts and help prepare for a consultation with a qualified estate planning attorney.

Our services in the estate planning process include:

• Review estate planning documents and discuss potential strategies
• Prepare a summary/flowchart of your estate plan
• Analyze estate strategies
• Coordinate with and provide data to your estate planning attorney
• Facilitate changes to beneficiary designations and retitling of accounts
• Consult on and assist in estate administration
• Preparing Trust Tax Returns

Trust Services:

As part of a comprehensive plan to help protect and preserve your wealth from unexpected events, trusts can be invaluable. Through our partnership with Commonwealth Financial Network as well as relationships with a select group of trust companies, we can work closely with you, your beneficiaries, attorneys, accountants, and other advisors to craft a wide array of estate planning and trust management solutions.