Richard Gurz, CFP®, CIMA®, AIF®
CERTIFIED FINANCIAL PLANNER™ practitioner Richard is a cofounder of Quantis Wealth Management, an independent personal wealth management firm in Tysons Corner, Virginia, and Glenn Dale, Maryland. Richard has more than 16 years of experience in the financial services industry and specializes in counseling clients in the areas of wealth management and comprehensive financial planning.
Richard began his career in 1997 as a stock broker for DMG Securities, and in 1998, he joined American Express Financial Advisors, now Ameriprise Financial. While at Ameriprise, he earned the CERTIFIED FINANCIAL PLANNER™ certification and later went on to earn the prestigious Certified Investment Management AnalystSMdesignation from The Wharton School of the University of Pennsylvania.
“I believe that the quality of the rest of our lives begins with the quality of the decisions we make today.”
With this belief, Richard regularly presents workshops and participates in other forums to educate the public about investments and financial planning, always taking the “consumer advocate” approach. He has also been a guest speaker for numerous government agencies and companies to help assist their employees on their transition into retirement.
Richard was raised in Northern Virginia and graduated from Mary Washington College. He played soccer at the collegiate level and earned his BA in political science and international affairs. He also enjoys fishing, biking, volunteering, travel, and golf. He resides in Ashburn, VA with his wife Julie and goldendoodle, Kona.
Richard Gurz is proud to have been recognized as a Business Experience advisor for 2015—a distinction based on annual production that places him among the top 37 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Business Experience advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Business Experience advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.
Rick Cernohorsky, CFP®, AIF®
Rick’s passion has always been to help people. Working in the financial services industry as a financial advisor has allowed this passion to thrive as he helps individuals and families achieve their financial goals. For most clients, Rick is able to steer them on their path to success with a few annual course corrections. However, sometimes he has to break some bad news to a client. They might not like what they hear, but they appreciate his candor and honest advice on how to best move forward along the path that will lead them to success. Rick knows that the ability for most people to achieve financial success is a slow and ongoing process that occurs over time and he provides the guidance for them to accomplish this.
The financial services industry is Rick’s second career, the first being the United States Navy. He feels fortunate to have been able to support this great nation while experiencing many opportunities to learn, travel and work with many wonderful people. Rick served as a Naval Aviator around the world and had the chance to fly in many types of aircraft. His favorite was the North American Aviation T-28 Trojan, a radial piston-engine military trainer aircraft which he originally flew as a student and later as an instructor. This aircraft no longer flies in our Navy but it lives on as one of the most popular piston-powered warbirds flying in shows like those of the Commemorative Air Force across the USA.
Rick started his career in the financial services industry working for American Express. He selected this company right after he retired from the Navy as at the time it was one of few companies that focused on financial planning which Rick believed were the tools needed to help his clients achieve their financial goals. As his skills matured Rick felt constrained by working in a corporate environment. So in 2005 he went independent and created his own firm, Independence Financial Services which in 2017 merged with Quantis Wealth Management.
Rick believes that the world around us is continually changing and the need for education never stops. He regularly attends conferences, workshops, study group meetings, and he is constantly reading to stay up-to-date with the financial world, and to maintain and refine his wealth management and financial planning skills. Rick graduated from the University of Colorado with a B.A. in Psychology, and later earned a M.A. in Aerospace Engineering from the Naval Postgraduate School in Monterey, CA. He is a CERTIFIED FINANCIAL PLANNERTM Professional, an Account Investment Fiduciary (AIF®), and a member of the Financial Planning Association. His professional licenses include the Life and Health Insurance license, as well as the investment series 7, 63 and 65.
Rick is actively involved in community service and is a member of the West Springfield Rotary in Springfield, VA. He feels very fortunate and strives to pay it forward by supporting many charities including the Lorton Community Action Center, Vets Haven, and Project Sanctuary. Because Rick, and both of his sons have served in the military, he knows firsthand the needs and sacrifices that go along with serving our country. This is why he is very supportive of our troops and most of his service projects reflect this. Rick and his wife, Mardi, enjoy bike riding, hiking, traveling, and spending time with family and friends.
Edward A. Ramsey, MBA, CFP®, CPA, AIF®, CHBC
Ed began his financial industry career in 1991 as a financial advisor with the regional brokerage firm of Ferris Baker Watts in Washington, DC, and in 1994, he joined Commonwealth Financial Network® as an Investment Adviser Representative. Ed's clients range from middle-income families to high-net-worth individuals, including many physicians and dentists.
Ed holds a BA in accounting and an MBA from the University of Pittsburgh. In addition to holding the CFP® and CPA certifications, he is also a Certified Healthcare Business Consultant (CHBC) and holds life, health, and annuity insurance licenses as a representative of Commonwealth Insurance Agency, a full-service insurance subsidiary of Commonwealth Financial Network.
A teacher at heart, Ed takes time to undrestand the financial and tax issues presented to him and educates his clients on his recommendations and alternative solutions. He enjoys teaching tax and financial planning topics and has held workshops and educational seminars for medical/dental professional groups and the general public.
In the November 2006 and 2008 issues of Medical Economics (www.memag.com), Ed was named in a featured article as one of the 150 Best Financial Advisers for Doctors*. This is a biennial national survey conducted by Medical Economics to identify the 150 best financial professionals who serve doctors as nominated by the doctors and evaluated by Medical Economics.
Ed is married with two daughters and lives in Great Falls, Virginia. He enjoys playing music, wine tasting, cooking, traveling, and spending time with his family.
Michael R. Weston, ChFC®
Michael is a Principal at Quantis Wealth Management, an independent personal wealth management firm with offices in Washington, DC, Virginia, and Maryland. A recent addition to the Quantis team, Michael has over 20 years of experience in the financial services industry, specializing in the areas of wealth preservation, investments, retirement income and planning strategies, estate and tax strategies, family finances, domestic partner planning, and more.
Michael comes to Quantis with one goal in mind: to provide a better experience for both client and self.
“By joining with other independent, hard working and thoughtful advisors, we can combine our energies to bring a higher level of service and exceptional value to our clients.”
A Big Apple native, Michael attended the City University of New York from 1975 to 1980. His professional career began in the hospitality industry in 1984 with a number of management positions at Sheraton Hotels in New York. From 1989 to 1995, Michael worked and consulted on the openings of several major hotel projects in Beijing, Hong Kong, and Moscow.
Seeking new challenges, in 1996 Michael switched his career focus from hospitality to financial services, becoming a Financial Advisor at Ameriprise Financial Services, Inc., and establishing their Washington, DC office. It was during his time at Ameriprise that Michael earned his certification as a Chartered Financial Consultant®. Michael remained at Ameriprise until his move to Quantis in 2017.
Michael is the proud recipient of the FIVE STAR Wealth Manager Award (2013-2015)*.
Michael is the father of one daughter, Allegra, and three stepchildren, Marc, Libie and Maxi. He currently resides in Washington, DC, where he enjoys visiting new restaurants and hip hotels, attending cultural events, listening to live music (particularly Phish and the Grateful Dead), playing golf, running and scuba diving. Growing up in the shadow of Yankee Stadium, it goes without saying that Michael is also a rabid baseball fan. He is the former coach of The Bulls, Maxi’s Little League team.
Michael loves working with clients who work hard, have an eye for art, a taste for wine, who love to travel, and who do good deeds. Oh, and if they're a Yankees or Nationals fan, all the better!
A strong believer in service to others, Michael finds time to volunteer for a number of organizations in and around the Washington, DC area, including Martha’s Market and Martha’s Table. With his black lab, Reuben, Michael also enjoys making therapy visits to patients at St. Elizabeth’s Hospital and Montgomery Hospice, and the residents of Bread for the City.
*Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 1,837 Washington DC wealth managers were considered for the award; 227 (13 percent of candidates) were named 2015 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com
Richard Stavros , MBA
Senior Portfolio Services Manager
An award-winning investment analyst, Richard joins Quantis Wealth Management with more than 22 years of experience having served in various leadership roles in investment research, energy, and banking sectors where he has advised on everything from infrastructure investment to global securities portfolio investments.
He comes from the independent investment research house Capitol Information Group, where he served with distinction as a Chief Investment Strategist earning various awards. He was recognized in 2016 by industry association SIPA* with a First-Place Award for best financial/investing interpretive or analytical reporting for global fixed income research.
And though he is very proud of these accomplishments, he is forever humble about analyzing and forecasting investments as he is always reminded that past performance does not guarantee future performance. That’s why a hallmark of his analytical work has been to develop various proprietary financial models over the course of the last 4 years that have a detailed focus on investment risk and credit quality.
Richard is a native Washingtonian growing up in Northern Virginia, but with a world-class education. He holds an MBA from the University of Oxford with a concentration in Finance and Strategy, and graduated from Georgetown University with a BA in Economics and English Literature.
He started his career at the Inter-American Development Bank, a sister of the World Bank, where he developed bank reports and analysis for the president and executive directors and really was inspired by the bank’s mission of developing sustainable economies, and adapted that principle to his mission to develop sustainable investments for retirees.
In fact, Richard believes strongly in giving back to the community and has regularly participated in American Red Cross blood drives, and other civic activities such as food for the poor and supporting his local parish as a Knight of Columbus.
He lives in McLean, VA, is an avid court tennis player, and has a passion for sailing.
*SIPA (Specialized Information Publishers) Awards are based upon scores received on peer-reviewed works in specific, industry-related categories. Entrants pay a fee to be considered for the awards and are judged by their peers based on best single story, or special reports, and/or on how the work provides in-depth insight or actionable benefit to the audience. This award is not indicative of the recipient’s future performance. SIPA, established in 1977, is a networking group dedicated to providing resources for the specialized information profession.
Jonathan A. Jagolinzer, CFP®, CRPC®
Jonathan joined Quantis Wealth Management with more than ten years of experience as a personal wealth advisor. He provides individuals, families, and businesses with personalized and comprehensive financial planning services, including guidance on investment, retirement, tax, and estate planning issues, as well as other wealth management needs.
Jonathan earned his bachelor's in economics from George Washington University. After graduation, he began his career at Ameriprise, where he attained his FINRA Series 7 and 66 registrations and earned the Chartered Retirement Planning CounselorSM designation. In 2011, Jonathan added to this by earning his CERTIFIED FINANCIAL PLANNER™ certificate through The American College. As a member of the Financial Planning Association, he continually seeks to increase his knowledge base in a constantly evolving financial industry.
Jonathan's dedication extends outside of the office. In his free time, he is an outdoors enthusiast, avid traveler, reader, and enjoys expanding his palette as a home cook. Jonathan grew up in Newport, Rhode Island. After attending George Washington University, he decided to make the DC metro area home. Jonathan currently lives in Vienna, Virginia, with his wife Jennifer, and cockapoo, Lucy.
Keith Henderson, MBA, CFP®
Keith earned his undergraduate degree in Finance from California State University and his MBA from Pepperdine University. He began his career in the personal financial services industry over 20 years ago working for American Express Financial Advisors (now Ameriprise Financial).
In 2005, Keith made the decision to become fully independent in order to offer his clients more options and choices. He affiliated himself as an Investment Adviser Representative with Commonwealth Financial Network. Investment Advisor magazine has selected Commonwealth an unprecedented ten times as Broker/Dealer of the Year. No other broker/dealer has won this coveted award as many times as Commonwealth.
Keith often speaks to public and private gatherings regarding their retirement plans, along with personal retirement planning and investments. He has spoken to employees at major corporations and non-profit organization, along with smaller companies in the local area. He also advises several businesses and non-profit organizations regarding their qualified retirement plans.
Keith plays an active role in his community as President of Catholics For Housing Inc., a non-profit 501C(3) corporation dedicated to creating affordable housing opportunities for limited-income people in Northern Virginia. Keith is also an active supporter of another non-profit, Project Healing Waters Fly Fishing Inc., which is dedicated to the physical and emotional rehabilitation of disabled veterans through fly fishing outings and other associated activities.
Melinda is the executive assistant to Richard and Jonathan. She earned an economics degree in 2005 from George Mason University and soon after joined Quantis. She has supported Richard ever since, and now at 11 years with our firm, she enjoys amazing relationships with our clients. In her spare time, she enjoys spending reading, volunteering, playing soccer, and traveling. Melinda is from Herndon, Virginia.
Mardi joined her husband, Rick Cernohorsky, as his office assistant in 2014 after retiring from the public school system where she was an elementary school teacher. Mardi and Rick have always worked as a team, so expanding that relationship to the business made for an easy transition. Mardi’s primary duties include file management, generating client forms, generating and sending client correspondences, and managing Rick’s database to ensure we have accurate and updated information. Outside of the office Mardi enjoys volunteering, reading, cooking, hiking, biking and spending time with family and friends.
Salic develops and implements the financial education workshops and seminars program offered by Quantis Wealth Management. This includes establishing and maintaining client relations with corporations and small businesses within the Washington, DC metropolitan area. Salic has been in the financial services industry since 2003, having worked at AXA and Merrill Lynch. He currently resides in Great Falls, Virginia, and is active in civic and charitable organizations.